Ripple USD Coin

Ripple USD Wallet

Discover stability and reliability with the all-new Ripple USD. Manage your funds using this powerful newcomer in the stablecoin arena, designed to provide smooth, low-volatility transactions and robust security measures. Ideal for those seeking both innovation and consistency, Ripple USD emerges as a formidable player that brings trust and fresh potential to the crypto landscape.

Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →
Ripple USD Wallet
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What is Ripple USD
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Wallet Features
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Trust & Reviews
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Set Up Ripple USD Wallet
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Get Ripple USD Address

What Is Ripple USD?

Ripple USD is a type of stablecoin that maintains a 1-to-1 ratio with the US dollar. For each Ripple USD in circulation, there is an equivalent US dollar held in reserve, ensuring its stable value. Ripple USD bridges the gap between traditional fiat currencies and digital assets, offering reduced volatility, easy cross-border settlements, and efficient transactions.

This stablecoin is available across multiple networks, providing flexibility and convenience for a wide range of users. Below are the most popular Ripple USD wallet solutions we support:

Ripple USD ERC20 Wallet

The Ripple USD ERC20 wallet operates on the Ethereum blockchain, benefiting from its robust ecosystem and broad adoption. Transactions on this network require Ethereum (ETH) to cover network fees. This wallet is ideal for users who value the well-established infrastructure of the Ethereum network, combining stability with the flexibility to easily buy crypto and manage their Ripple USD holdings.

Ripple USD XRPL Wallet

The Ripple USD XRP Ledger (XRPL) wallet leverages the fast, efficient, and highly scalable XRP Ledger. Transactions on XRPL require a small amount of XRP (XRP) as network fees. This wallet caters perfectly to users who prioritize speed, low fees, and direct interoperability with the native XRP ecosystem.

Ripple USD Wallet Benefits:

The RLUSD Wallet will be your reliable and valuable companion in the evolving world of blockchain technology and the XRP ecosystem. Here are the key advantages of the RLUSD Wallet:
  • Cross-Platform Compatibility: Use our Ripple USD wallet on iOS and Android, ensuring seamless access across various devices.
  • Multiple Blockchain Support: Benefit from Ethereum (ERC20) and XRP Ledger (XRPL) compatibility for diversified, flexible transactions.
  • Open Source and Self-Custodial: Maintain full control over your Ripple USD and other digital assets with our secure, open-source wallet.
  • Stable Value: Ripple USD is pegged 1-to-1 with the US dollar for reliable, low-volatility value storage.
  • Support for Multiple Currencies: Easily manage Ripple USD alongside other supported digital assets, all in one place.
  • User-Friendly Design: Our wallet’s intuitive interface makes it accessible even for those new to digital asset management.
  • Direct Ripple USD Purchase: Buy Ripple USD directly within the app in just a few simple steps, with your stablecoins credited almost instantly to your Ripple USD wallet. This feature streamlines the process of acquiring and managing your digital assets.

Why Gem Ripple USD Wallet App Is the Best Choice?

Gem Wallet stands out as a leading Ripple USD wallet solution, combining security, privacy, and usability in one powerful app. Here's why users choose Gem Wallet for their Ripple USD needs:

Control and Self-Custody

Full control of your private keys and secret phrase. No third party can access or restrict your Ripple USD. Your Ripple USD is truly yours.

Privacy Protection

No tracking, no personal information, no data collection. Complete privacy and control over your Ripple USD.

Open-Source

Publicly available code on GitHub, allowing anyone to verify security and functionality.

Multi-Platform

Available on iOS, Android, and APK. Your Ripple USD wallet works wherever you go.

Ripple USD Wallet in Multiple Languages

Supporting 25+ languages including English, Spanish, Chinese, Russian, and Arabic. Fully localized for worldwide accessibility.

Built-In Ripple USD Services

Buy Ripple USD with 30+ payment methods. Swap RLUSD through integrated DEX aggregator. Manage all crypto assets in one secure place.

Comparison: Gem Wallet vs Exchange Wallets

See how storing Ripple USD in Gem Wallet differs from keeping it on exchanges

FeatureGem WalletExchange Wallets (Binance, Coinbase)
Registration Required✅ None❌ Full KYC
Personal Data Collection✅ None❌ Extensive (ID, address, selfie)
Open-Source✅ Fully transparent❌ Closed source
Private Keys Control✅ Yes❌ No
Account Freezing✅ Impossible❌ Possible
Setup Time✅ 2 minutes⚠️ 1-7 days (KYC verification)

Professional Security Features

  1. Biometric Authentication: Use Face ID, Touch ID, or fingerprint to secure your wallet
  2. PIN Protection: Set a strong PIN code as an additional security layer
  3. Encrypted Backups: Your secret phrase is stored securely and never leaves your device
  4. Regular Security Audits: Independent security reviews ensure wallet integrity. Learn more about security →
Gem Wallet private key security and self-custody crypto wallet features

What Users Say About Gem Ripple USD Wallet

Google Play
4.8 ⭐⭐⭐⭐⭐
2,845 reviews
App Store
4.9 ⭐⭐⭐⭐⭐
458 reviews
GitHub
745 ⭐
Open source
DariaGalli
Aug 7, 2025
⭐⭐⭐⭐⭐

"Great 👍🏻 I've been using this wallet for Bitcoin and USDT it's easy to use, and the design's actually..."

mitu Akter2
Feb 11, 2026
⭐⭐⭐⭐⭐

"Excellent crypto wallet! The app is very easy to use, even for beginners. Transactions are fast and secure, and I really like the clean interface. Setting up the wallet was simple, and I feel confident about the security features."

Cryptouser22
Mar 26, 2025
⭐⭐⭐⭐⭐

"Very fast customer support response , it was much appreciated"

Borisza1
Dec 26, 2025
⭐⭐⭐⭐⭐

"Very fast and easy app to use fast transfers"

Danish
Jan 11, 2026
⭐⭐⭐⭐⭐

"fantastic wallet simple, easy to use, friendly, interface secure with many more great features. I think, this is perfect for nowadays needs and fast crypto transactions."

NewbieCrypto_2024
Dec 15, 2025
⭐⭐⭐⭐⭐

"Perfect for beginners. Set it up in under 2 minutes and bought my first Bitcoin through the wallet. Super easy!"

Sabana
Dec 30, 2025
⭐⭐⭐⭐⭐

"Gem Wallet offers a clean interface and solid security for managing crypto assets. Transactions are smooth, and the wallet feels reliable for everyday use."

LadyTech777
Dec 12, 2025
⭐⭐⭐⭐⭐

"I wanted something easy to use, fast wallet with multiple old and new chains. Finally found all of this in Gem."

Ahmed Barca
Jan 9, 2026
⭐⭐⭐⭐⭐

"best app"

Stickyglow
Apr 10, 2025
⭐⭐⭐⭐⭐

"I love how I can cross chain swap btc and eth in base it was fastest swap ever."

Forhad Rahman
Jan 5, 2026
⭐⭐⭐⭐⭐

"A well-designed crypto wallet that balances security and usability. Managing assets feels simple, even for someone new to crypto."

RDJ670
Nov 12, 2025
⭐⭐⭐⭐⭐

"It's a very cool and fast wallet application which has simple interface...friendly users which make it easy to use."

Shani Jibo
Feb 8, 2026
⭐⭐⭐⭐⭐

"Very reliable and easy to use, great experience, will definitely use in the future."

vitos18372
Feb 26, 2025
⭐⭐⭐⭐⭐

"I use this wallet, very pleasant experience, will be my main wallet now!!!)))))"

pimptee
Oct 12, 2025
⭐⭐⭐⭐⭐

"I'm using gem wallet for some time now and it has been pretty reliable. It support basically every coin you can think of."

Clanos Clanas
Jul 6, 2025
⭐⭐⭐⭐⭐

"Good wallet for crypto exchange"

Joa.co
Jan 2, 2026
⭐⭐⭐⭐⭐

"Simple and powerful wallet with beautiful native iOS design. I downloaded Gem because I wanted an open source self custodial wallet with support for staking. I'm coming from Unstoppable Wallet which doesn't support staking, so it fills the gap nicely"

Jennifer662
Dec 27, 2025
⭐⭐⭐⭐⭐

"Gem Wallet makes crypto simple with fast in-app swaps, wide coin support, and reliable security designed for safe everyday use."

Tamam AlAli
Mar 24, 2025
⭐⭐⭐⭐⭐

"After trying the wallet, I really liked it. It is safe, easy to use, and has many of the currencies I need. Thank you. I recommend it."

Sarah_Crypto
Aug 12, 2025
⭐⭐⭐⭐⭐

"Switched from Coinbase and never looked back. I actually own my crypto now. The seed phrase backup is straightforward and secure."

How to Set Up a Ripple USD Wallet in 2 Minutes

Quick Setup Guide (3 Steps)

Creating a Ripple USD wallet is simpler than opening a bank account. Gem Wallet guides you through the entire process in minutes, making it accessible for complete beginners.

onboarding view

1. Download Ripple USD Wallet

Ripple USD Wallet: iOS, Android & APK

recovery phrase screen

2. Create Ripple USD Wallet

Create a new wallet, save the secret phrase, and get your address in Ripple USD.

gem wallet security settings

3. Set Up Security for RLUSD

Enable PIN or biometric authentication and you're ready to go

Create Ripple USD Wallet for iOS

Get your RLUSD wallet on iPhone (2 min):

  1. Open the App Store and search for "Gem Wallet"
  2. Download and install the app (it's free and under 50MB)
  3. Open Gem Wallet and tap "Create New Wallet"
  4. Write down your secret phrase on paper - this is your master backup
  5. Enable Face ID or set a PIN code for quick and secure access
  6. Done!
Download Gem Wallet for iOS
Ripple USD wallet for iOS

Create Ripple USD Wallet for Android

Get your RLUSD wallet on Android (2 min):

  1. Via Google Play: Search for "Gem Wallet" in the Play Store and install
  2. APK: Download the APK file for maximum privacy and control
  3. Open the app and select "Create New Wallet"
  4. Write down your 12-word secret phrase on paper
  5. Set up fingerprint or PIN authentication
  6. Done!
Download Gem Wallet for Android Download Gem Wallet for Android as apk
Ripple USD wallet for Android

How to Get a Ripple USD Address

To get a Ripple USD wallet address, you first need to create or import a Ripple USD wallet. After that, the app will generate addresses for you automatically.

1 Open Gem Wallet

Launch the app on your phone and select Ripple USD (RLUSD) from your asset list.

2 Tap "Receive" Button

You'll see a large button at the bottom of the screen. Your Ripple USD wallet address will be displayed both as text and as a QR code.

3 Copy Your Address

Copy the address to clipboard, share the QR code, or send it directly through messaging apps.

Get Ripple USD wallet address in Gem Wallet
🔄 Unlimited Addresses

In Gem Wallet, you can generate unlimited Ripple USD addresses for free. Each address is derived from your secret phrase and remains under your control forever.

📱 Using QR Codes
  • ✅ No Typing Errors - Scanning prevents copy-paste mistakes
  • ✅ Faster Transactions - Just show your phone screen
  • ✅ Perfect for in-person Ripple USD payments
Download Now

Find Out Everything About RLUSD