XRP Coin

XRP Wallet

Take a fresh look at digital finance with XRP Wallet — an open-source, self-custody wallet that ensures your privacy and security. Work with the XRPL blockchain comfortably and safely. Download XRP Wallet for iOS and Android today!

Download Gem Wallet for iOS Download Gem Wallet for Android Download Gem Wallet for Android as apk Also available on other platforms →
XRP Wallet
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Ano ang XRP
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Mga Tampok
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Mga Review
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I-set Up ang XRP Wallet
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Kunin ang XRP Address

What Is XRP?

XRP is a global digital currency designed for efficiency in transactions. Held in an XRP wallet, it offers speed, cost-effectiveness, and security. Functioning as a bridge currency, XRP streamlines exchanges. Its distinctive features ensure stability, making it a cutting-edge option for modern payments.

Requirements for XRP Wallet

The XRPL network requires holding a reserve in XRP tokens in the wallet to use the blockchain. Ensure that your asset balance includes the necessary reserve. You can acquire XRP from exchanges, friends, or directly purchase it within your wallet. Reserves on the XRPL include base reserves (minimum XRP in an account) and owner reserves (extra XRP for owning certain ledger objects). Objects contributing to owner reserves are diverse, including Checks, Deposit Preauthorizations, Escrows, NFT Offers, NFT Pages, Offers, Payment Channels, Signer Lists, Tickets, and Trust Lines. These reserves are not static and can change based on network consensus.

The current reserve requirements on Mainnet are:

  • Base reserve: 10 XRP
  • Owner reserve: 2 XRP per item

What Makes XRP Unique?

The XRP network is known for its exceptional transaction speed. Transactions on the XRP Ledger typically settle in just 3-5 seconds. This rapid processing time is significantly faster than many traditional banking systems and even most other cryptocurrencies. For example, Bitcoin transactions can take an hour or more to confirm, and Ethereum transactions can take several minutes. The XRP Ledger's speed, combined with its scalability (it can handle up to 1,500 transactions per second), makes it highly efficient for both individual transactions and large-scale financial operations, particularly for cross-border payments.

XRP Wallet Benefits

With the XRP Wallet, you can easily make cross-border transactions with minimal fees and wait times. Manage your assets on the XRPL blockchain using your iOS or Android device. You can also download the XRP Wallet APK directly to your mobile device. Here are some more convenient and useful features:

  • Enhanced Security: Your assets and personal data are safe with XRP Wallet — a self-custody and open-source wallet.

  • Swift Transactions: XRP Wallet gives you access to fast transfers with low fees on the XRPL blockchain. Move assets instantly, regardless of the amount or borders.

  • User-Friendly Interface: The simple yet functional interface of XRP Wallet provides you with a smooth experience, whether you're a beginner or an experienced user — all the features you need are at your fingertips.

  • Direct XRP Purchase: Buy tokens in-app easily in just three steps, and they will be automatically deposited into your wallet. Explore more details on our Buy XRP page or try it out directly in the wallet!

  • Cross-Blockchain Wallet: Manage various cryptocurrencies and tokens with your XRP Wallet. Whether it's Bitcoin, Ethereum, USDT, or USDC, XRP Wallet helps you manage any popular crypto asset.

  • Stay Informed: Track your assets and stay updated with real-time price notifications directly on your device.

Dive into a world where transactions are simplified, and managing your digital assets is effortless. Download now for Android, iOS, or the APK, and experience the benefits firsthand.

Bakit ang XRP Wallet Gem ang Pinakamahusay na Pagpipilian?

Namumukod-tangi ang Gem Wallet bilang nangungunang solusyon sa XRP wallet, na pinagsasama ang seguridad, privacy, at usability sa isang makapangyarihang app. Narito kung bakit pinipili ng mga user ang Gem Wallet para sa kanilang mga pangangailangan sa XRP:

Ganap na Kontrol

Ganap na kontrol sa iyong mga pribadong susi at secret phrase. Walang ikatlong partido ang maaaring mag-access o maghigpit sa iyong XRP. Ang iyong XRP ay tunay na iyo.

Proteksyon sa Pagkapribado

Walang pagsubaybay, walang personal na impormasyon, walang pangongolekta ng datos. Ganap na privacy at kontrol sa iyong XRP.

Bukas na Pinagmulan

Kodigo na magagamit ng publiko sa GitHub, na nagpapahintulot sa sinuman na i-verify ang seguridad at functionality.

Pangkat-plataporma

Magagamit sa iOS, Android, at APK. Ang iyong XRP wallet ay gumagana saan ka man magpunta.

XRP Wallet sa Iba't ibang Wika

Sinusuportahan ang mahigit 25 wika kabilang ang Ingles, Espanyol, Tsino, Ruso, at Arabic. Ganap na naka-localize para sa pandaigdigang accessibility.

Mga Naka-embed na Serbisyo ng XRP

Bumili ng XRP gamit ang mahigit 30 paraan ng pagbabayad. Pagpalitin XRP sa pamamagitan ng integrated DEX aggregator. Pamahalaan ang lahat ng crypto assets sa isang ligtas na lugar.

Paghahambing: Gem Wallet vs Exchange Wallets

Tingnan kung paano naiiba ang pag-iimbak ng XRP sa Gem Wallet sa pag-iimbak nito sa mga exchange

TampokGem WalletMga Exchange Wallet (Binance, Coinbase)
Kinakailangan ang Pagpaparehistro✅ Wala❌ Buong KYC
Pangongolekta ng Personal na Datos✅ Wala❌ Malawak (ID, address, selfie)
Bukas na Pinagmulan✅ Ganap na transparent❌ Saradong pinagmulan
Kontrol ng mga Pribadong Key✅ Oo❌ Hindi
Pag-freeze ng Account✅ ImposiblePosible
Oras ng Pag-setup✅ 2 minuto⚠️ 1-7 araw (pag-verify ng KYC)

Mga Tampok ng Propesyonal na Seguridad

  1. Pagpapatotoo ng BiometrikoGamitin ang Face ID, Touch ID, o fingerprint para ma-secure ang iyong wallet
  2. Proteksyon ng PINMagtakda ng matibay na PIN code bilang karagdagang security layer
  3. Mga Naka-encrypt na BackupAng iyong secret phrase ay ligtas na nakaimbak at hindi kailanman lumalabas sa iyong device
  4. Mga Regular na Pag-audit sa SeguridadTinitiyak ng mga independiyenteng pagsusuri sa seguridad ang integridad ng wallet. Matuto nang higit pa tungkol sa seguridad →
Gem Wallet private key security and self-custody crypto wallet features

Ang Sinasabi ng mga Gumagamit Tungkol sa Gem XRP Wallet

Google Play
4.8 ⭐⭐⭐⭐⭐
2,845 reviews
App Store
4.9 ⭐⭐⭐⭐⭐
458 reviews
GitHub
745 ⭐
Open source
DariaGalli
Aug 7, 2025
⭐⭐⭐⭐⭐

"Great 👍🏻 I've been using this wallet for Bitcoin and USDT it's easy to use, and the design's actually..."

mitu Akter2
Feb 11, 2026
⭐⭐⭐⭐⭐

"Excellent crypto wallet! The app is very easy to use, even for beginners. Transactions are fast and secure, and I really like the clean interface. Setting up the wallet was simple, and I feel confident about the security features."

Cryptouser22
Mar 26, 2025
⭐⭐⭐⭐⭐

"Very fast customer support response , it was much appreciated"

Borisza1
Dec 26, 2025
⭐⭐⭐⭐⭐

"Very fast and easy app to use fast transfers"

Danish
Jan 11, 2026
⭐⭐⭐⭐⭐

"fantastic wallet simple, easy to use, friendly, interface secure with many more great features. I think, this is perfect for nowadays needs and fast crypto transactions."

NewbieCrypto_2024
Dec 15, 2025
⭐⭐⭐⭐⭐

"Perfect for beginners. Set it up in under 2 minutes and bought my first Bitcoin through the wallet. Super easy!"

Sabana
Dec 30, 2025
⭐⭐⭐⭐⭐

"Gem Wallet offers a clean interface and solid security for managing crypto assets. Transactions are smooth, and the wallet feels reliable for everyday use."

LadyTech777
Dec 12, 2025
⭐⭐⭐⭐⭐

"I wanted something easy to use, fast wallet with multiple old and new chains. Finally found all of this in Gem."

Ahmed Barca
Jan 9, 2026
⭐⭐⭐⭐⭐

"best app"

Stickyglow
Apr 10, 2025
⭐⭐⭐⭐⭐

"I love how I can cross chain swap btc and eth in base it was fastest swap ever."

Forhad Rahman
Jan 5, 2026
⭐⭐⭐⭐⭐

"A well-designed crypto wallet that balances security and usability. Managing assets feels simple, even for someone new to crypto."

RDJ670
Nov 12, 2025
⭐⭐⭐⭐⭐

"It's a very cool and fast wallet application which has simple interface...friendly users which make it easy to use."

Shani Jibo
Feb 8, 2026
⭐⭐⭐⭐⭐

"Very reliable and easy to use, great experience, will definitely use in the future."

vitos18372
Feb 26, 2025
⭐⭐⭐⭐⭐

"I use this wallet, very pleasant experience, will be my main wallet now!!!)))))"

pimptee
Oct 12, 2025
⭐⭐⭐⭐⭐

"I'm using gem wallet for some time now and it has been pretty reliable. It support basically every coin you can think of."

Clanos Clanas
Jul 6, 2025
⭐⭐⭐⭐⭐

"Good wallet for crypto exchange"

Joa.co
Jan 2, 2026
⭐⭐⭐⭐⭐

"Simple and powerful wallet with beautiful native iOS design. I downloaded Gem because I wanted an open source self custodial wallet with support for staking. I'm coming from Unstoppable Wallet which doesn't support staking, so it fills the gap nicely"

Jennifer662
Dec 27, 2025
⭐⭐⭐⭐⭐

"Gem Wallet makes crypto simple with fast in-app swaps, wide coin support, and reliable security designed for safe everyday use."

Tamam AlAli
Mar 24, 2025
⭐⭐⭐⭐⭐

"After trying the wallet, I really liked it. It is safe, easy to use, and has many of the currencies I need. Thank you. I recommend it."

Sarah_Crypto
Aug 12, 2025
⭐⭐⭐⭐⭐

"Switched from Coinbase and never looked back. I actually own my crypto now. The seed phrase backup is straightforward and secure."

Paano Mag-set Up ng XRP Wallet sa Loob ng 2 Minuto

Gabay sa Mabilisang Pag-setup (3 Hakbang)

Mas simple ang paggawa ng XRP wallet kaysa sa pagbubukas ng bank account. Gagabayan ka ng Gem Wallet sa buong proseso sa loob lamang ng ilang minuto, kaya madali itong magamit ng mga baguhan.

onboarding view

1. Download XRP Wallet

XRP Wallet: iOS, Android & APK

recovery phrase screen

2. Create XRP Wallet

Create a new wallet, save the secret phrase, and get your address in XRP.

gem wallet security settings

3. Set Up Security for XRP

Enable PIN or biometric authentication and you're ready to go

Gumawa ng XRP Wallet para sa iOS

Kunin ang iyong XRP wallet sa iPhone (2 minuto):

  1. Buksan ang App Store at hanapin ang "Gem Wallet"
  2. I-download at i-install ang app (libre ito at wala pang 50MB)
  3. Buksan ang Gem Wallet at i-tap ang "Gumawa ng Bagong Wallet"
  4. Isulat ang iyong sikretong parirala sa papel - ito ang iyong pangunahing backup
  5. Paganahin ang Face ID o magtakda ng PIN code para sa mabilis at ligtas na pag-access
  6. Tapos na!
Download Gem Wallet for iOS
XRP pitaka para sa iOS

Gumawa ng XRP Wallet para sa Android

Kunin ang iyong XRP wallet sa Android (2 minuto):

  1. Sa pamamagitan ng Google PlayHanapin ang "Gem Wallet" sa Play Store at i-install
  2. APKI-download ang APK file para sa pinakamataas na privacy at kontrol
  3. Buksan ang app at piliin ang "Gumawa ng Bagong Wallet"
  4. Isulat sa papel ang iyong 12-salitang sikretong parirala
  5. I-set up ang fingerprint o PIN authentication
  6. Tapos na!
Download Gem Wallet for Android Download Gem Wallet for Android as apk
XRP pitaka para sa Android

Paano Kumuha ng Address na XRP

Para makakuha ng XRP wallet address, kailangan mo munang gumawa o mag-import ng XRP wallet. Pagkatapos nito, awtomatikong bubuo ang app ng mga address para sa iyo.

1 Bukas Gem Wallet

Ilunsad ang app sa iyong telepono at piliin ang XRP (XRP) mula sa iyong listahan ng mga asset.

2 Pindutin ang Button na "Tanggapin"

Makakakita ka ng malaking buton sa ibaba ng screen. Ang address ng iyong XRP wallet ay ipapakita bilang teksto at bilang QR code.

3 Kopyahin ang Iyong Address

Kopyahin ang address sa clipboard, ibahagi ang QR code, o ipadala ito nang direkta sa pamamagitan ng mga messaging app.

Get XRP wallet address in Gem Wallet
🔄 Walang Limitasyong Address

Sa Gem Wallet, maaari kang bumuo ng walang limitasyong XRP na mga address nang libre. Ang bawat address ay hango sa iyong secret phrase at mananatili sa ilalim ng iyong kontrol magpakailanman.

📱 Paggamit ng mga QR Code
  • ✅ Walang mga Mali sa Pag-type - Pinipigilan ng pag-scan ang mga pagkakamali sa pagkopya at pag-paste
  • ✅ Mas Mabilis na mga Transaksyon - Ipakita lang ang screen ng iyong telepono
  • ✅ Perpekto para sa personal mga pagbabayad sa XRP
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